Borrowing
Auto Loan Calculator
Estimate your monthly car payment, including trade-in value and sales tax.
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Estimate only — not advice.
This tool provides a simplified, general estimate for educational purposes.
It is not financial, tax, or legal advice, and it is not affiliated with
the IRS, the Social Security Administration, or any lender. See our full
disclaimer for what this calculator does and doesn't account for.
What this estimate assumes
- Sales tax is estimated on the vehicle price minus your trade-in value, which is how many (not all) states calculate it — check your state's rule.
- The monthly payment uses the standard fixed-rate amortization formula and doesn't include title/registration fees, dealer add-ons, or extended warranties.
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